Frequently Asked Questions
How do I calculate my UK take home pay?
Enter your gross salary, pension contributions, tax code, and other details into our calculator to see your net pay after tax, NI, and deductions.
What is the personal allowance for 2026/27?
The standard personal allowance for 2026/27 is £12,570, but may vary based on your tax code and income.
How are Scottish tax bands different?
Scottish taxpayers have different income tax bands and rates compared to the rest of the UK. Our calculator automatically applies these if you select 'Scottish Taxpayer.'
How do student loans affect my take home pay?
If you have a student loan, repayments are automatically deducted from your salary above the relevant threshold. Select your plan to see the impact.
What is salary sacrifice and how does it affect tax?
Salary sacrifice reduces your taxable and NICable pay, lowering your tax and NI bills. Our calculator supports both salary sacrifice and relief at source pensions.