Based on 37.5 hours/week · £29,250 annual gross · England & Wales
Hourly (Net)
£12.60
Monthly Take-Home
£2,048.30
Annual Take-Home
£24,579.60
Effective Tax Rate
16.0%
£15/hr (£29,250/yr) puts you in approximately the 39th percentile of UK earners.
| Benchmark | Salary | Your position |
|---|---|---|
| UK Median | £34,963 | — |
| Top 20% | £55,000 | — |
| Top 10% | £82,000 | — |
| Top 3% | £125,000 | — |
Pension Impact Estimator
See how different pension contributions change your tax bill and take-home from £15/hr.
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See exactly how much of a pay rise actually reaches your bank account after tax and NI.
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Without Premium you see your take-home. With Premium you see how to increase it. Most users find £200–£500/yr in savings through pension optimisation alone. Plus: no ads, ever.
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| Period | Gross | Tax + NI | Take-Home |
|---|---|---|---|
| Hourly | £15.00 | −£2.40 | £12.60 |
| Daily (7.5hrs) | £112.50 | −£17.96 | £94.54 |
| Weekly | £562.50 | −£89.82 | £472.68 |
| Monthly | £2,437.50 | −£389.20 | £2,048.30 |
| Annual | £29,250 | −£4,670.40 | £24,579.60 |
| Deduction | Annual | Monthly |
|---|---|---|
| Personal Allowance | £12,570 | £1,047.50 |
| Income Tax | −£3,336.00 | −£278.00 |
| National Insurance | −£1,334.40 | −£111.20 |
| Take-Home Pay | £24,579.60 | £2,048.30 |
💡 Pension sacrifice could save you £410/yr in tax
Contributing 5% (£1,463/yr) via salary sacrifice means your take-home drops just £1,053/yr (£87.75/mo) — the rest is saved in tax and NI.
See full breakdown with pension →England & Wales
£2,048.30
per month
Scotland
£2,051.61
per month
Difference: £39.67 per year
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Use the Full Calculator